The Future Of Architecture In 8 Ingenious Buildings

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The 8 Cheapest Countries To Go And Live In For A Year. It'll Make You Want To Move!

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Things you should know before investing in a property overseas

High property prices in India deter investors but many overseas locations offer good investment opportunities. Buying property abroad has become easier after the RBI raised the annual limit for remittance from Rs 75 lakh to Rs 1.5 crore. "There has been a significant increase in the number of foreign real estate investment-related enquires since the Central bank increased the investment limits," says Mudassir Zaidi, National Director, Residential Agency, Knight Frank India.

However, before you buy, do the due diligence. Find a consultant who has knowledge of the relevant laws of India and the country where you are looking to purchase the property. For instance, if you plan to bequeath the property, you need to check the inheritance and succession laws of the country where you intend to invest.

You also need to be aware of the tax implications of buying a foreign property. They will depend on your citizenship status and the country of purchase. For instance, for Indian residents who have purchased a property in the US, any rental income arising from the property (whether notional or actual) will be taxable in India. This income shall also be taxable in the US. However, "If you are taxed in the foreign country, you can claim a foreign tax credit in India for taxes paid in the foreign country," says Amarpal S. Chadha, Tax Partner, EY India.

with thanks : Economic Times : LINK : for detailed news.

India's Property Market Paradox: Unsold Apartments, Crisis For Common Man

MUMBAI — India's property developers are facing the heat. Their debts are high, and they are offering discounts, free parking spots and gifts like gold coins and iPhones to sell apartments says a Reuters report.

Normally, such a market should mean buying a house is easier than before, as property rates plunge with excess supply. But for most Indians, that has not happened.

The answer to this puzzle is that most of such unsold homes are expensive, located in upscale societies and in cities like Delhi and Mumbai, where residential property prices more than doubled from 2009 to 2012. Instead of cheaper housing, most developers built apartments that cost over Rs 1 crore on average, as these include a hefty margin and are targeted at richer buyers. But the average Indian cannot afford them. Their demand is in a far lower range of Rs 5 lakh to Rs 20 lakh. So while apartments remain empty, India's middle class is faced with a housing crisis for a lack of affordable housing.

with thanks : huffingstonpost : LINK : for detailed news.

Macau, Hong Kong citizens can’t buy property in India without RBI’s permission

Mumbai: Reserve Bank of India (RBI) on Wednesday said citizens of Macau and Hong Kong are prohibited from acquiring property in India without the central bank’s prior permission. 

Macau and Hong Kong are both special administered regions of China and join a list of citizens of eight countries which are prohibited from buying property in India without RBI permission. 

Citizens of Pakistan, Bangladesh, Sri Lanka, Afghanistan, Iran, Nepal, Bhutan and China cannot acquire property in India and can only lease such assets for a period not exceeding five years, according to RBI.

with thanks : Live Mint : LINK : for detailed news.

Rush to pay property tax before civic poll

Navi Mumbai: The property department has reason to cheer with as many as 1,700 people, including poll contestants, queuing up to pay property tax before the upcoming Navi Mumbai Municipal Corporation (NMMC) election. It is mandatory for aspiring candidates to clear all pending dues with the corporation to be eligible to contest the poll and acquire no objection certificate (NOC) from the department. Even those who propose or second the proposal of a civic candidate must pay up all dues and arrears.

"Such large turnout to pay property tax or seeking NOC is rare. But before elections, the aspirants, as well as those who are involved in proposing or supporting candidates, need the certificate. So one can say that the majority of payments is primarily due to the coming elections," said assessor and collector P B Kulkarni.

with thanks : Times of India : LINK : for detailed news.

Locals cry foul over illegal activity in QMC property

QUEPEM: An allegedly illegal development in a 2,538 sq m property belonging to Quepem municipal council (QMC) and earmarked for an extension of an existing playground at Condy has irked local residents, as municipal authorities have adopted a passive attitude.

The property under survey no. 102/3 is located on the northern side of Quepem town, behind the police station, and development activity has been noticed since March 2, after seven fruit-bearing coconut trees were axed by some labourers.

Suspecting that the activity might be a precursor to some illegal development, the villagers of Condy informed a QMC official; but though he assured that he would conduct a site inspection, no action was initiated by the council.

with thanks : Times of India : LINK : for detailed news.

How Indians have become the largest non-Arab investors in Dubai's real estate

Dubai: The Burj Khalifa's record as the world's tallest building is well known. Not so well known is its connection with India. Indians own the most number of apartments in the building, which has more than 160 stories and a height of over 828 metres. BR Shetty, an Indian industrialist based in the United Arab Emirates (UAE), paid United Arab Emirates dirham (AED) 45 million in 2005 to buy the entire 100th floor. BK Modi, a Singaporebased businessman, Rizwan Sajan, chairman of real estate company Danube Group, and Bollywood actor Shilpa Shetty, to name but three, are other Indians or people of Indian origin who own apartments in Burj Khalifa. 

Last year, building materials supplier, Danube Group launched a project to develop 175 townhouses at Al Furjan — a residential hub in Dubai — by 2016. The three- and four-bedroom houses, with a built-up area of 2,500-3,000 square feet, have prices starting at AED 2.5 million (1 AED = Rs 17.01). The entire project was sold out on the very first day. The largest number of buyers was again that of Indians. Indians have long been flocking to the UAE for jobs. They form the largest number of expatr .. 

Indians now are the largest non-Arab investors in Dubai real estate in terms of value and volumes, according to Dubai Government Land Department (see India Shining). They have invested AED 44 billion in Dubai's real estate market in the last three years, including AED 18.1 billion in 2014, according to Dubai Land Department data. "Many Indians consider Dubai as their second home. Property prices in Dubai are cheaper than the corresponding places in India or other international cities," said Rizw .. 

With thanks : Economic Times : LINK : for detailed news.

Happiness in a Bottle !

There are so many little things that can make a person happy. It may be good food for a few or a drink, it may be fun & masti at a pub or at a kitty party. It may be serving the society for a few & looting the society for others. But in reality it’s just a bottle of Coca cola that can make you happy in any state of mind, at any location as well in any journey. Coca Cola is the most refreshing drink for me, and I like it very much, since my childhood and it really makes me happy. I would like to share it with everyone on this Coca Cola International Day of Happiness.

The most surprising factor is that it’s available every where i.e. in every city, every locality and even in the remote villages. We may go anywhere in the world, may not get any suitable food to eat, but will get something known, something common to drink & that’s   coca cola, which is available everywhere. It has become a respectful brand all over the world and people offer it to the guests visiting home or offices. It’s so tasty & delicious that a kid may leave the Milk bottle but will demand more of a Coca Cola.

And the great feature of this drink is that you can take it with any kind of food. It can be taken with your regular home cooked food, with Biryani, with Pratha, with Chola bhatura, with Pizza & Macroni, with Tangdi kabab, with paneer tikka as well with chicken. You can take it with Idli and dosa or with Dhokla and poha.

You can take it in hot summers and you will feel so relaxed and so cool. You can take it while rain dancing or in the pub. You can take it in a party or in a marriage ceremony. You can take it along with you as a substitute of water while camping at some remote locations. You can also drink it in winters without cooling it and keep on enjoying your food.

One strange factor is that you may not like food of any specific state and you may refuse to eat any particular type of food or you may be a vegetarian or a non vegetarian, but you will never say NO to the brand Coca cola as it has become a house hold name every where.

The secret of it’s easy availability is that the company has thousands of franchises in every country. It’s locally produced everywhere, using local water but has the standard ingredients. As a result the taste is almost similar, where ever you go as all the franchises have to maintain strict quality standards. A strict vigil is maintained by the company on the local concerns so that consumers could get the best quality.

It has become the most well known brand all over the world & the company is spending crores on advertisements in every city and country. As a result many subsidiary concerns have come into existence giving employment to thousands. As a result it’s also contributing in the growth of every country.

If you are the one who has never ever tasted it, I will just say to go to the nearby shop in your locality & buy a bottle of it & drink it on this Coca Cola International Day of Happiness. It’s not alcoholic so nothing to worry and be assured, you too will really feel HAPPY.

If you want to know much more about Coca Cola, you can just log on to the link to understand it in a much better way. The link to be viewed is : http://CokeURL.com/96jnc. You can also view the video being embedded below to make up your mind & opt for it.

I am sure that I have generated enough positivity in you for Coca cola and you will rush now to your nearby store to get a bottle. So enjoy your Coca cola. Be assured, it’s absolutely refreshing and you will feel much more relaxed & happier on this Coca Cola International Day of Happiness. Pics have been taken with thanks from the Coca Cola Website : http://www.coca-colacompany.com/

#Choose to start our smartphone journey with the all new Moto E.

There are crores of human being all over the world, who want a Smart phone with a lot of features but they can not afford it due to one or other reason. They are forced to stick to the basic technology as it comes at the lowest price and hence they all are deprived of the advantages of a smart phone.

Therefore, Kristin Arnold, the Research Designer & her team visited the basic end users to understand their requirements & they found that a common man requires a premium smart phone and that too at the lowest possible price.

The outcome was the Moto E, ergonomically designed and curvey to fit in our palm ( 4.3 inches), with the world of possibilities as it is made not as a luxury but as the basic requirement for every human being. An ordinary person will have no need to compromise anymore as it will offer a great quality, style & experience as confirmed by Rick Osterloh, President and COO of Motorola Mobility Press event. Therefore, we must #Choose to start our smartphone journey with the all new Moto E.

Moto E must be the first choice of all those now, who had no option till date & were forced to use the outdated technology. Now everyone ( including me ) can choose Moto E, as it has offered 4G LTE with 1.2 Ghz Quad core processor, 5 MP Front camera & a Rear camera, Latest Android 4.4 Kitkat with a guaranteed upgrade, with All – day battery, FM, Dual standby SIM, 4.3” Touch screen, Wi-Fi enabled, at just Rs. 5,999 /-.

It’s built to last with it’s sharpest display, and it’s protected with Corning Gorilla Glass as well a water resistant splash guard. So no need to worry even during the monsoon season as we can use it with ease.

Just watch the Moto E vid embedded below which has already been viewed by over 26 lakh persons :

Everyone knows that i like to click pics at every place where I go and the best part of this smart phone is that it offers the QUICK CAPTURE system where we can touch it’s screen anywhere, to click an image and that too, the panorama images or a Selfie. It says that simply twist your wrist twice to launch the camera and twist twice again to switch to the front-facing camera.

We can use Google voice search to make a call, open map or for directions. We can also use Google play to shop the online apps. It’s also capable to set up periodic alert notifications to loved ones, when we arrive or leave our office or home and therefore it can be the best possible SAFETY FEATURE of MOTO E, for the WORKING LADIES who often have no fixed time to come back home.

It has the internal storage memory of 4GB and we can add a SD card of the capacity upto 32 GB to store our pics, video recordings, files and music. We can also transfer various files from our old phone to the Moto E wirelessly, saving us from a big headache.

We can also browse the Internet on both 3G and Wi-Fi. It’s Bluetooth function is also very simple & very fast. We can also choose out of various colorful Motorola bands that are very easy to swap out and provide even a better grip. We can choose the colors of bands matching our mood or dress to make it much more comfortable & stylish.  

Moreover the Moto E is engineered to include dual accelerometers. It will stay dark until we nudge it or get a notification and with it’s assist sleep mode and meeting mode, we can easily convey that when to remain silent.

Therefore, as stated above every common person, now, has the best option to choose the MOTO E to start the smart phone journey. You can check other technical details by logging to their website link i.e.
http://www.startwithmotoe.com/

Befikar Umar Bhar with IDBI Federal Whole Life Insurance Policy !

Life is never without constraints. There is always something that tries to hold you back by one way or other. This results into drop of hopes, desires, aspirations and a lot more. But in case one takes a right decision at the appropriate time, he can be Befikar Umar Bhar. One has to just opt for the Life Insurance at an appropriate time so that there is none to hold him back even when he retires.

In my opinion the real life starts only & only after 60 when you don’t have any responsibilities, when you don’t have any particular work to do. When you have enough time to look after your own desires & aspirations. And that’s the time when you must have enough financial backing, so that you can live happily ever after.

We can say, there are tremendous desires and they crop up one after the other. The minute one is fulfilled, there emerges a fresh one with more n more wings to fly. Everyone including me have a lot of desires. My top most five desires can be as below :

1. I want a big bangalow with a garden & a swimming pool or a good Farm house with a pond and a nice cottage, where i can live happily. This must have trees of all varities of fruits & vegetables so that I have no need to go out for buying these things. If it’s in some hilly area, it will be an added benefit as it will be a holiday period 24x7 with all my relatives visiting regularly. It can also be converted into a business for extra earnings as a guest house.

2. Though I have a car, still I would like to have a fleet of cars that include all the top brands  such as the sweet Merc, RR, BMW, Jaguar as well the local Skoda. My utmost desire is to buy the forthcoming new generation car that can fly in the air. You can drive it on the road and you can also fly with it into the sky and land on your roof top.

3. Though I have traveled every corner of India, due to my busy schedule, I could not travel much to other countries. When at 60, I would like to see the entire world alongwith my wife. My travel must include the countries such as UK, USA, Canada, China, Russia, Australia & everything in between. I know it will be a delight for me and I am awaiting for that era.

4. Moreover i want absolute security i.e. no financial crunch, even for the medical emergencies that crop up generally after 60 years of age. Everyone prefers absolutely non dependence on any one else and me too want to live a life i.e. Befikar Umar Bhar.

5. Last but not the least, I want to enjoy the rest of my life. I want to enjoy my life in my farm house, in my flying car, around the word and without any financial crunch. As mentioned above it can be fulfilled only & only if you have taken a right decision at the right age. IDBI Federal Life Insurance Co Ltd offers a suitable Life Insurance policy for everyone. First of all it gives the option of Double payouts i.e. one at the end of the premium term and the other one for those luckiest ones who reach the age of 100. Suppose one has the policy & he reaches 100 years of age, it will be a big joy for him if he gets the lumpsum payout to enjoy the life even after 100. That’s absolutely amazing. Ofcourse, everyone can’t get it, but the few ones who could reach there will be the Luckiest ones.

When one gets his first lumpsum payout, he can go for a worldwide Tour or can opt a big car or can go for a big home or can go for all depending upon the amount of the policy. Means at the age when you have no other source to acquire any thing, or to enjoy life, your own savings in the terms of whole life insurance policy will come to rescue.  It may be your Dream car, your Dream home, your Dream tour with the fun & enjoyment for therest of your life.

You can know much more about it from the link below : IDBI Federal Lifesurance Whole Life - Befikar Umar Bhar Advert.

You can check this link to understand that how you can be befikar, umar bhar : http://bit.ly/BefikarUmarBhar. 

You can also view the video embedded below to understand everything :

I am sure that you have understood very well that how you can be befikar umar bhar, just by opting a Whole Life Policy from IDBI Federal.

Pics have been taken with thanks from the Link of IDBI Federal and it can be viewed to know more about its whole life insurance policies.

Bedtime rituals and the most reliable Pampers !

Few years ago when we got our first baby, it was indeed a great pleasure for all of us. The whole family enjoyed & played with the baby. We too were delighted with every minute that we passed with her. She was so cute, so sweet. Day usually passed while all the family members playing  with her. One or other person always took the baby in lap & enjoyed every minute. It was a toy for my mom & my father, a toy that used to smile, laugh as well cry. It was only late night when we used to get the baby with us. And that was the time for us to enjoy with her.

What a time it was. Great feelings, great enjoyment. We used to play till late hours with her. One of my friend asked us to use Diapers at night so that baby could sleep easily. We purchased few packets & started using it every night.

My wife used to sing songs so that baby could sleep. But we just could not understand that why she started crying after every few minutes. Sometime, we started telling the baby, stories of our childhood on which she always laughed loudly. We used small toys to attract her attraction & put her to sleep. One of our routine home made song was :

Nini Nini aa ja,

Chone bete nu aa ja,

Papa de bete nu aa ja,

Mama de bete nu aa ja

She used to smile & laugh loudly on listening this song, but it seemed quite difficult for us to take the baby to sleep. We checked with our friends but none could give us a satisfactory answer. We used to give her Gripe water thinking that she has some gastic problem. But it was of no use.

It was just by chance that the diapers that we had purchased were finished & I went to the chemist shop to buy few more packs. But this time the chemist offered us a different brand – Pampers - at a bit higher price. I agitated & asked him to give the older brand that we used earlier. His reply was quite stunning for us. He said that the older brand that we purchased earlier was not a quality product. He explained that the old diaper keeps dry only the outer area while the inner side is totally wet and as a result, baby can’t sleep properly.

I was shocked. I understood that why my baby is unable to sleep properly at night. I immediately purchased few packs of Pampers came back. My wife was equally shocked. It was our fault and the result was extreme torture for our baby i.e. to sleep in the internally wet diapers.

The minute, we used Pampers on our baby, she started sleeping normally. It was a great relief for all of us. Now if anyone asks me on the issue, I just recommend Pampers as these are absolutely reliable as one pamper is equal to one dry night for your baby.

You too can know more about Pampers from the link : http://www.rewardme.in/tag/Pampers. If you wish to understand it more properly, you must view the embedded video : 

I am sure that you have rightly understood that your baby requires PAMPERS and nothing else as these are the most reliable Dry pants. It’s a safe & most reliable product for the good health of your baby. 

Pics have been taken with thanks from the Indiblogger page as well from the link : http://www.rewardme.in/tag/Pampers.

The Property Guide- Investment Ideas For 2015